One price for all pockets

£12.50 / month

No credit checks Free next day payments Prepaid debit Mastercard No account opening fee 3.5% cashback rewards Account number and sort code

A Personal Current

Account as Unique
as You


Our account empowers users to manage finances on their terms, whether from home or on the move. Easy bill payments, swift online transactions with friends and family, and global shopping via our Mastercard make financial freedom a reality.

Fair with fees


We don’t want you to be stung by any hidden or unfair fees further down the line,
which is why we’re transparent about the fixed, low fees that come with a Ariv money account.

Account

Opening fee : Free

Monthly Fee : £12.50 / month

Cards

First card : Free

Additional card : £5.00 / month

Replacement card : £3.95

Transfer funds back from card to account : £5.00 / transaction
Get in touch with our team to transfer your money from your card

Foreign currency transactions : 2.75% of the transaction value /
purchase transaction

Maximum card balance : £5,000.00


ATM withdrawals

UK : £1.50

Outside the UK : £3.00 + 2.75% of the transaction value

Cash advance : £5.00

Available at any high street bank

Payments - Online payments

Next day : Free

Same day : £7.50

Payments - Over the phone

Next day :£3.50

Same day : £10.00

Closure

Cancellation or redemption : £10.00
to redeem any balance on card after closure

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Here's what our customers say

”With Arivpay almost a 12+ months now”

With Arivpay almost a 12+ months now, no issues overall and very quick to respond when comes to any kind of issue. Recommended.

 

– Vellaisamy Ganesan

”Arivpay have been great!”

I would throughly recommend Arivpay to any merchant looking for a cost effective payment solution, with great support. Their knowledgeable and friendly staff made my dealing with them, enjoyable and straight forward.

– Rached Hamaida

”Payment solution that can supercharge your business”

Ariv Pay, a UK-based payment solution provider, has exceeded expectations in providing reliable and transparent payment solutions. With a strong track record and registration with the Financial Conduct Authority, Ariv Pay offers a sense of security and trust. Their collaboration with industry leaders like First Data and World Pay ensures they stay at the forefront of payment technology. Ariv Pay’s suite of products is designed to simplify payments, enhance customer experiences, and boost revenue. Their Online and Card Terminal Solutions, Ariv Smart Pay solution, and Electronic Point of Sale (EPOS) system are tailored to meet unique business needs. Ariv Pay’s commitment to excellence drives business innovation, reduces costs, and increases revenue. They are a reliable, transparent, and cost-effective partner in your financial success journey.

– Shalom Abishek

Agree fixed percentage

We agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales).

Make card sales

You sell to your customers on your credit and debit card terminals as usual.



Repay automatically

The pre-agreed percentage is automatically deducted from your daily transactions at point of sale.



Receive money in your account

There is no change to the time it takes for you to receive the remaining money from your sales.


Reduce balance outstanding

The daily amount deducted reduces the balance outstanding on the cash advance.



Stop automatically

Collections stop automatically once the cash advance has been repaid in full.




Need a hand ?


If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

Frequently asked questions

You can only deposit cheques using the bank giro forms provided by us. Simply give us a call to order the forms which you can then deposit at any Barclays branch. We do not accept cheques payable to a third party and endorsed in your favour.

Please see our terms & conditions for details on cheque clearing rules and cash-related charges.

Get a no obligation
quote now


This will not affect your credit score.

Flexible finance for your business

Pay back little by little, through your customers card transactions

Pay us back when your customers pay you

Funding in as little as 24 hours

One all-inclusive cost that never changes

About US

The visionary forces steering the Business

Our acclaimed group is committed to delivering exceptional service to our clients, introducers, and partners. Get to know the individuals energizing ARIV FINANCE

What we offer for
Business Growth

For your Cash Flow

We recognize the fluctuating nature of business. When swift access to funds is essential, revenue-based financing stands ready to provide the necessary assistance.

Business Growth & Expansion

Empowering businesses through strategic financial backing to fuel their organic expansion and sustained growth initiatives.

Other Cost for your Business

Expanding business involves buying stock, equipment, hiring talent, and managing various costs for growth

Why Choose us

An easy and reliable method to fund your business securely

Our funding process prioritizes speed, simplicity, and ease. There's no demand for business plans or collateral for a merchant cash advance. Post-funding, repayment processing occurs seamlessly, ensuring uninterrupted business operations. Applying takes mere minutes, securing approval within 24 hours (with a 90% approval rate). No collateral or business plans are necessary, and adaptable repayments align with your card sales.

Quick application process

Complete the application form. It takes less than 5 minutes!

Relationship manager

Be allocated a relationship manager to assist with any queries..

Approval in under 24 hours

Find out in up to 24 hours whether you’ve been approved or not.

Get your cash advance in days

Receive the funds direct into your business bank account within days.

Testimonials

Our Happy Clients say About Us

Explore our Insights

Explore our in depth guides to help business understand ARIV finance

Contact us

Unlock your quote obligation-free, starting now!

We help you to better understand your competition-their strengths and weaknesses. We help you to create compelling sales presentations and marketing messages to better communicate your brand value.

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      The Ariv Money card is issued by Monavate Limited, pursuant to license by Mastercard International. Mastercard is a registered trademark of Mastercard International Incorporated. Monavate Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services (FCA Register reference 901097). For further information, please visit